Gift cards are one of the easiest ways to give a gift, especially when you’re not sure what to buy. But whether you’re sending one or using one, questions often come up, like where to buy them, how to use them, or what to do if something goes wrong.
This FAQ covers everything you need to know about gift cards: how to buy them, how to redeem them online or in-store, and how to manage issues like balance checks, lost cards, or delivery problems.
If you’re stuck on anything gift card-related, this blog is here to help, simple, direct, and easy to follow.
Buying Gift Cards
If you’re planning to give a gift card or get one for yourself, here’s what you need to know before making a purchase.
What types of gift cards are available?
Gift cards are available in two main formats: physical and digital. Physical cards are plastic and can be mailed or handed over in person. Digital cards are sent by email and are easy to use for online shopping. You can choose the one that best suits the occasion or how you plan to gift it.
How can I buy a gift card online?
To buy a gift card online, visit the website or app of the brand or store. Select the gift card section, choose the amount, format (digital or physical), and enter the recipient’s details. Add a personal message if you want, then pay using a card or wallet. You’ll receive confirmation after purchase.
Can I include a personal message with a gift card?
Yes, most websites allow you to add a short personal message when sending a digital gift card. This message appears in the email sent to the recipient. For physical cards, the message might be printed on the card holder or packaging. It’s a great way to make the gift feel more special.
Where can I purchase a physical gift card, in-store?
You can buy physical gift cards at most large supermarkets, retail stores, convenience stores, or directly at a brand’s physical store. Look near the checkout area or ask a staff member for help. The cards usually come in different amounts and can be used right after activation at the register.
What payment methods can I use to buy a gift card?
Gift card purchases typically accept major payment methods such as credit cards, debit cards, and digital wallets like Apple Pay or Google Pay. In-store, you can often pay with cash. Some platforms may not accept international payment methods, so it’s good to check accepted options before completing your order.
Does the gift card come with any purchase fees?
Most store gift cards do not have extra fees, you only pay the amount you load onto the card. However, prepaid Visa or Mastercard gift cards might include a small activation fee. Always read the terms before buying, especially for third-party cards sold in supermarkets or online platforms.
Can I buy gift cards in bulk for a company or event?
Many retailers and platforms offer bulk gift card options for businesses, events, or employee rewards. These often come with discounts or management tools. Check the brand’s business or corporate gift card page for details.
Can I schedule a gift card to be delivered at a later date?
Yes, many online stores let you schedule the delivery of digital gift cards. During checkout, you can pick a future date, and the system will automatically send the card by email on that day. This is helpful for birthdays, holidays, or other special events when you want perfect timing.
Does the gift card get delivered instantly for digital purchases?
Most digital gift cards are delivered by email within a few minutes after payment. Some platforms may take longer due to payment verification or order review. If there’s a delay, check your email spam folder. If the card still hasn’t arrived, contact customer service to get help or a resend.
What should I do if I don’t receive the gift card email?
First, check your spam or junk folder, as gift card emails sometimes end up there. If it’s not there, contact the customer support team of the store where you bought the card. Provide your order number or email address, and they will usually resend the card or investigate the issue.
Can I buy a gift card with another gift card?
Most retailers don’t allow you to purchase a new gift card using an existing one. However, some online platforms may let you use store credit or promotional gift cards. Always check the terms at checkout, as rules vary by retailer.
Are gift cards refundable after purchase?
Generally, gift cards are non-refundable once bought. If you purchased the wrong amount or made a mistake, some retailers may allow a one-time cancellation if the card hasn’t been used. Check the return policy or contact customer service quickly for help.

After buying a gift card, it’s just as important to understand how to use it the right way. Let’s look at how to redeem your gift card step by step.
Redeeming Gift Cards
Got a gift card in hand? Here’s what you need to know to start using it.
How do I redeem my gift card online?
To redeem your gift card online, go to the store’s website, add items to your cart, and proceed to checkout. On the payment page, enter your gift card code in the designated box. The amount will be applied to your total. If the balance is not enough, you can pay the rest.
How long does it take for a gift card to activate?
Most digital gift cards are activated automatically within minutes after purchase. Physical gift cards bought in-store are usually activated at the checkout. Online orders may take a few hours if there’s a payment check. If the card still isn’t working after some time, contact support to make sure it’s active.
What can I buy with my gift card?
You can use your gift card to buy most items sold by the issuing store, including clothes, electronics, groceries, or services. Some gift cards may have limits, such as excluding alcohol, subscriptions, or third-party items. Check the gift card terms to see if there are any restrictions on purchases.
Can I redeem more than one gift card at the same time?
Why not? Many stores allow you to use multiple gift cards for one order. At checkout, you’ll have the option to enter more than one gift card code. If the store doesn’t support it online, you can usually combine them in-store or contact support for help with merging balances.
Is it possible to use a gift card along with another payment method?
Yes, It is possible If your gift card doesn’t cover the full amount, most stores let you pay the rest with another method, like a credit card or digital wallet. At checkout, the gift card will be applied first, and then you’ll be prompted to choose a second payment option for the remaining balance.
How do I know if my card is already activated?
You can check if your gift card is activated by trying to use it online or in-store. If it’s not active, the payment will be declined. Some cards include an activation confirmation by email or on the receipt. You can also check the balance online, if it shows up, the card is active.
Are prepaid cards automatically activated?
Some prepaid cards are activated automatically at the time of purchase, especially if bought in-store. Others, especially those bought online or given as gifts, may require manual activation using a website or phone number. Always check the back of the card or included instructions to see if activation is needed before using it.
Does the gift card work with discounts?
Yes, gift cards usually work for sale items and discounts unless the terms say otherwise. You can apply for the gift card during checkout just like normal, even if there’s a promotion. However, check the terms to ensure it’s valid on clearance or special deals, especially during seasonal or flash sales.
Can I use my gift card for international purchases?
It depends on the brand. Some gift cards work only in the country where they were bought. Others, like international eGift cards or global brands, may work worldwide. Always check the gift card terms before trying to use it abroad or on a different country’s website to avoid errors.
Can I use a gift card to pay for shipping or delivery fees?
In most cases, yes. Gift cards can usually be applied to the total order amount, which includes shipping and delivery fees. However, some retailers limit usage to products only. Always review the terms of your specific card or check at checkout to confirm whether shipping costs are covered.
How can I use a gift card for in-store purchases?
Take the gift card to the cashier during checkout. The staff will scan or enter the card number, and the amount will be deducted from your total. If it’s a digital card, show the barcode or code on your phone. You can also use it at self-checkout machines in many stores.
What should I do if the gift card code isn’t working?
First, double-check that you entered the code correctly. If it still doesn’t work, make sure the card is activated and hasn’t expired or been used. If none of these apply, contact customer support with your order or card number so they can look into the issue and help fix it.
Can someone else use my gift card if I share the code?
Yes, if someone has your gift card code, they can use it to make purchases. Treat it like cash. Once it’s used, the balance is gone. To stay safe, only share the code with someone you trust, and never post it online or send it through unsecured channels like public forums.
Once your gift card is in use, it’s helpful to know how to check the balance, handle issues, or keep it safe.
Managing Gift Cards
After using your gift card, you might need help with checking the balance, reloading, or solving common problems.
How can I check my gift card balance?
You can check your balance by visiting the brand’s website and entering your card number and PIN in the “Check Balance” section. Some stores also allow balance checks in-store or through customer service. For digital cards, the balance may be shown in your email or account where the card was issued.
Why is my gift card being declined when I have money?
Your gift card may be declined even if it has money for several reasons. The card might not be activated, the amount may not cover the full cost, or there could be a mismatch in billing details. It may also be blocked for security reasons. Check the balance and contact support if needed.
Can I reload or add more money to my gift card?
Some gift cards can be reloaded, but not all. Check the card’s terms or ask at the store. If reloadable, you can add money online or at the issuing store. Most promotional or one-time gift cards can’t be reloaded once the balance is used, so review the card’s type before trying.
Is there an expiry date on the gift card?
Most gift cards do not expire for at least five years, but some promotional or third-party cards may have shorter validity. Always check the expiration date printed on the card or mentioned in the email. Once expired, the card may no longer work or may lose part of its value.
Does the gift card have any monthly or inactivity fees?
Retail gift cards usually do not have monthly or inactivity fees. However, some prepaid Visa or Mastercard gift cards may charge a small fee if unused for 12 months. Always read the card’s terms and conditions to avoid surprises, especially if you plan to store the card for a while.
What happens if I lose my physical gift card?
If you lose your physical gift card, contact the store’s customer support as soon as possible. You’ll likely need the purchase receipt or card number to get help. If the card hasn’t been used, they may be able to cancel it and issue a new one. Lost cards without proof may not be replaced.
Can I use a gift card to make partial payments?
Gift cards can often be used for partial payments. If the balance isn’t enough to cover your purchase, the remaining amount can be paid with another method such as a credit card, debit card, or digital wallet. The gift card balance is applied first at checkout.
Is my digital gift card protected from fraud or unauthorized use?
Digital gift cards are secure if kept private. Avoid sharing the code with anyone you don’t trust. Some services offer two-step verification or allow you to manage cards in your account. If you suspect fraud, contact support immediately. Once the balance is used, it cannot be recovered unless support intervenes early.
How do I report a problem with my gift card?
Visit the retailer’s website and go to the gift card support section. Use the contact form, live chat, or phone number provided. Share your order number, card number, and issue. They’ll review the case and let you know what steps they can take, whether it’s a resend, refund, or activation help.
What should I do if the gift card was sent to the wrong email address?
Contact customer support right away with your order number and the incorrect email. If the card hasn’t been used, they can usually cancel it and resend it to the right email. Act fast to prevent unauthorized use, especially with digital cards, which can be accessed easily once delivered.
Can I return or exchange a gift card?
Most stores do not allow gift cards to be returned or exchanged once purchased. However, if you bought the card in error or there’s an issue, contact support. Some retailers may offer a one-time exception or allow cancellation for unused cards. Always review the return policy before buying gift cards.
Is it possible to get a refund for a gift card?
Refunds are generally not available for gift cards. Once you purchase the card, the sale is final. In rare cases, such as fraud or error, the store may consider a refund if the card hasn’t been used. Contact customer service with your proof of purchase and explain the situation clearly.
Can I transfer the remaining balance to another card or account?
Most gift cards don’t allow balance transfers. However, some retailers may let you move funds to a store account or combine balances into one new card. You’ll need to contact support or visit a store to check if this option is available. This usually depends on the card type and issuer policy.
Making Gift Cards Work for You
Gift cards are simple, flexible, and one of the most convenient ways to give or receive a gift. Whether you’re buying one, redeeming it online or in-store, or managing issues like lost cards, balance checks, or delivery delays, knowing how they work makes the process stress-free.
By understanding the basics, activation, limits, fees, and safety, you can make the most of every gift card and avoid common problems. Think of them as cash with guidelines: valuable, practical, and easy to use when handled carefully. With the right knowledge, gift cards become more than just a quick present, they’re a reliable tool for thoughtful giving.
